FREE Equifax Personal Credit Reports are FREE personal credit reports from the Equifax personal credit reports system, which is made up of various personal credit reporting bureaus. 

Equifax maintains its credit information on an individual basis. The information contained in the Equifax Personal Credit Reports will not match the Credit Report information for your spouse. Each person must order the Free Equifax Credit Report individually separately.

All types of creditors use Equifax credit reports to determine whether someone's request for credit will be approved. Equifax has put together a Free sample of their Credit Report online. If you have questions after receiving your FREE Equifax Personal Credit Reports, you may call the toll-free number on your Equifax Personal credit reports.